How It Works
Requesting a payday loan is easy with Opploans. Fill out one easy form on Opploans and your inquiry will be submitted to our network of payday loan lenders. Payday loans range between $100 to $1000 without having to leave the comfort of your home. All you've got to do is to fill out the inquiry form online at our website and then wait a minute as we match you to a vast network of lenders. Once it is approved you will then be redirected over to a lender's page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.
Most lenders have the following requirements to be approved:
- You should be employed at your preset job for a good 90 days.
- You should be a US citizen, or a permanent resident over the age of 18.
- You should have an income of around $1000 a month after tax deductions.
- You will also need a checking account which is in your name.
- You should provide working work and home phone numbers.
- You should provide a working email address.
Borrowing up to $1,000 has Never Been Easier
Get matched your needs in 3 quick and easy steps
The first step is to complete our easy and secure application, which typically takes less than 5 minutes to complete and 2 minutes to process. (There is no charge to apply). There is no need to wait in a store line or to fax any documents - the process is completely online.Apply now
Once your application is submitted matches your financial needs with its lender network in search for the best possible loan for your personal situation. provides access to over one hundred online lenders all in one click. Many of our lenders specialize in issuing loans to customers with no credit.Get Starts
Quick Inquiry Process
A lender that you have been matched with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc.
Send Cash Directly to You
After lender has been approved your application the loan will then be transferred to your checking account.
The loan fees and the loan will be withdrawn automatically from your checking account when it is due, so you do not have to do anything.
There are numerous cash advance lenders who are a part of our network but follow different late payment policies. It is up to you to read through and understand their policies prior to appending a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.
Lenders which are a part of Opploans's network will pursue collections after the due date has passed to the fullest extent of the law. There will be criminal charges in addition to fees which could apply if the loan is not repaid.